Program Guidelines

All Tufts graduates with undergraduate, graduate or professional degrees, who have educational loans incurred for the purpose of attending Tufts as certified by the Financial Aid Office at Tufts, and who are employed full time by a public sector or nonprofit (501c3 or equivalent) organization are eligible to apply.  Certificate programs do not qualify for the LRAP program. Learn More

Awards are decided by a committee from each of the Tufts schools.  The committees consider each applicant's income, level of indebtedness, and overall need.  The number and size of awards depend on the total number of applications received and the funding that is available.  Awards will vary each year as they are based on the applicant pool's indebtedness and income. 

Applicants must reapply each year.  Not every applicant will receive an award, and receiving an award in one year does not guarantee receipt of an award in subsequent years.

LRAP should not be confused with loan forgiveness, as award amounts are made to assist in the repayment of a portion of the award recipient's annual loan payments.

Tufts LRAP is structured so that awards should not be taxable, pursuant to special federal income tax rules that apply to the discharge of student loan debt (26 U.S.C. § 108(f)).

• In accordance with this provision, Tufts LRAP awards are made in the form of loans which are forgiven when the award recipient completes at least nine months of continued public service employment for the specified period.

• The employment requirement is measured beginning with the application deadline date of September 1st through June 1st.

Completed applications and all required documentation must be received by the September 1st deadline date

Visit the Application Page for a complete list of required documentation and to complete or download the application.

For additional information, consult the Frequently Asked Questions or contact the LRAP Administrator.